Sonic Realty

Title: Understanding Realty: Exploring the Essence of Real Estate

Few industries hold as much significance in the intricate tapestry of the modern world as realty. Realty, or real estate, constitutes the tangible assets that form the backbone of our communities and economies. It encompasses the land we walk on, the structures that define our skylines, and the spaces we call home.
At its core, realty encapsulates the concept of property ownership and management. It involves buying, selling, leasing, and developing land and buildings and their resources. Realty spans various asset types, from residential homes to commercial offices and industrial complexes to agricultural lands, each with unique dynamics and market considerations.


The significance of realty extends far beyond mere bricks and mortar. It serves as a cornerstone of wealth creation and preservation for individuals and businesses alike. But it’s not just about personal gain. Realty plays a pivotal role in shaping urban landscapes, influencing social dynamics, and driving economic growth. It’s about community building, about being part of something bigger than ourselves, and that’s what makes it truly significant.


Understanding realty requires delving into the multifaceted aspects of property ownership and management. It involves navigating legal frameworks, market trends, financial considerations, and the complex interplay of supply and demand. Whether you’re a first-time homebuyer, a seasoned investor, or a business owner seeking commercial space, grasping the fundamentals of realty is essential for making informed decisions and maximizing opportunities.


In essence, realty is not just about physical structures, it’s about the potential for personal growth and achievement. It embodies the physical manifestation of our aspirations, dreams, and endeavors. It’s where memories are made, businesses thrive, and communities flourish. By unraveling the layers of real estate, we not only gain insight into the very fabric of our society but also open ourselves up to a world of possibilities and potential. It’s about inspiring and motivating ourselves to reach for more.

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Affiliated Business Arrangement Disclosure Statement
This is to give you notice that Sonic Loans Inc., Sonic Title Agency LLC, and Sonic Realty LLC have a business relationship. The nature of the relationship between the Referring Party and the provider(s), including percentage of ownership interest, if applicable, is: Sonic Loans Inc., Sonic Title Agency LLC, and Sonic Realty LLC are all 100% owned by the same party. Because of this relationship, this referral may provide any of the above parties with financial or other benefit.
A. Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for settlement of your loan on, or purchase, sale, or refinance of, the subject property.
THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.
Provider and Settlement ServiceCharge or Range of Charges
Sonic Realty LLC1%-6% of purchase price
Sonic Title Agency, LLC Title Insurance Policy: $950 - $1706 on a $250,000 property. (Rates vary and are dependent on the state, selling price, and loan amount on the property.)
Title Search Fee: $250 - $325 (where applicable)
Closing Fee: $450 - $650
Sonic Loans Inc.

This company provides various real estate mortgage loan origination activities either as a third-party originator or a mortgage broker, including loan pre-qualification, competitive bid process (when providing third-party origination services), loan origination, loan pre-approval, loan structuring, processing, and closing.

Loan Origination Charge: 0-3 % of loan amount (may include 3rd party fees)
Loan Discount Fee/points: 0.5%-6% of loan amount.
Application/Processing Fee: $0.00 - $875.00
Flood and tax service: $0.00 - $95.00
Underwriting Fee: $0.00 - $1295.00
Document Review Fee: $0.00 - $400.00
Appraisal Fee: $0.00 - $850.00
Credit Report Fee: $0.00 - $135.00

Actual charges may vary according to the particular lender selected, the particular services provided, and the underlying transaction, borrower selections, etc. Some or all of these fees may be charged by third parties and/or the Member Mortgage Lender/Mortgage Broker. The Member Lenders and Mortgage Brokers have agreed to pay a fee ranging from 0.5% to 2.75% of the loan amount to Sonic Loans in connection with a range of loan origination services provided by Sonic Loans to the Member Lender/Mortgage Broker. The fees are paid either directly to Sonic Loans by the Member Lender/Mortgage Broker or billed directly to you at closing.
B. Set forth below is the estimated charge or range of charges for the settlement services of an attorney, credit reportingagency, or real estate appraiser that we, as your lender, will require you to use, as a condition of your loan on this property, to represent our interests in the transaction.
Sonic Loans Inc. provides mortgage lender/broker services. Sonic Realty LLC provides real estate brokerage services. Sonic Title Agency LLC provides title insurance and settlement services.

Provider and Settlement ServiceCharge or Range of Charges
Appraisal Fee$0-$800
Credit Report Fee$63-$125
 Actual charges may vary depending on the lender and loan program selected which can be found on your loan estimate.
ACKNOWLEDGMENT
I/we have read this disclosure form and understand that Sonic Loans Inc., Sonic Realty, LLC, or Sonic Title Agency LLC are referring me/us to purchase the above-described settlement service(s) and may receive a financial or other benefit as the result of this referral.