A Guide to Split-Level Houses

Split-level houses, a popular architectural style in the mid-20th century, continue to attract homeowners with their unique design and practical layout. Characterized by staggered multiple levels, these homes offer distinct advantages and a unique charm. This guide explores what split-level houses are, their design features, benefits, and considerations for potential buyers.

Understanding Split-Level Houses

A split-level house typically consists of three or more levels connected by short flights of stairs. The main entry usually opens into a foyer that provides access to different sections of the home. Common types of split-level dwellings include:

Standard Split-Level: This design features three levels: a main level with the kitchen and living areas, an upper level with bedrooms, and a lower level with additional living space or a basement.
Side Split: In this variation, the levels are visible from the front elevation. One side of the house appears higher due to the staggered levels.
Back Split: In a back split, the front elevation shows only one level, while the rear of the house displays two or more levels.

Design Features of Split-Level Houses

Multiple Levels: The defining feature of split-level homes is their multiple, staggered levels, which create distinct living areas.
Short Staircases: These homes have short staircases connecting the various levels, making it easy to move between different regions.
Open and Defined Spaces: Split-level homes often combine open living spaces with more private, defined areas, offering a blend of communal and secluded environments.
Natural Light: Large windows are standard, especially in the main living areas, allowing for plenty of natural light.
Efficient Use of Space: The design maximizes the use of the lot, often making it suitable for sloped or smaller properties.

Advantages of Split-Level Houses

Separation of Spaces: The layout naturally separates living areas, providing privacy and reducing noise between levels. This is ideal for families who want distinct spaces for different activities.
Affordable: Split-level homes were initially built as an affordable solution to the housing demand in the mid-20th century, and they often remain more affordable than similarly sized single-level homes today.
Versatile Living Areas: The multiple levels offer versatile living spaces that can be adapted to different needs, such as creating a home office, a playroom, or a guest suite.
Distinctive Character: Split-level homes have a unique architectural style that stands out from more traditional designs, appealing to those who appreciate mid-century modern aesthetics.

Considerations for Buyers

Stairs: Multiple levels and short staircases can be challenging for individuals with mobility issues. It’s essential to consider the physical demands of moving between levels.
Renovations: While the layout offers distinct spaces, renovations can sometimes be more complex, especially if you want to open up the floor plan or reconfigure the living areas.
Resale Value: Depending on the market and buyer preferences, split-level homes can have varying resale values. It’s essential to assess the local real estate market before purchasing.
Maintenance: Its design can make Maintaining a split-level home more complex. For example, roofing and exterior upkeep may require more attention due to the different elevations.

Conclusion

Split-level houses offer a distinctive and practical living arrangement that appeals to many homeowners. With their separation of spaces, efficient use of land, and unique charm, they provide a versatile housing option. However, potential buyers should consider the layout’s physical demands and the potential complexities of renovations. By understanding the design and advantages of split-level homes, you can decide whether this architectural style is the right fit for your needs.

Provider and Settlement Service	Charge or Range of Charges
Sonic Realty LLC	1%-6% of purchase price
Sonic Title Agency, LLC	Title Insurance Policy: $950 - $1706 on a $250,000 property. (Rates vary and are dependent on the state, selling price, and loan amount on the property.) Title Search Fee: $250 - $325 (where applicable) Closing Fee: $450 - $650
Sonic Loans Inc. This company provides various real estate mortgage loan origination activities either as a third-party originator or a mortgage broker, including loan pre-qualification, competitive bid process (when providing third-party origination services), loan origination, loan pre-approval, loan structuring, processing, and closing.	Loan Origination Charge: 0-3 % of loan amount (may include 3^rd party fees) Loan Discount Fee/points: 0.5%-6% of loan amount. Application/Processing Fee: $0.00 - $875.00 Flood and tax service: $0.00 - $95.00 Underwriting Fee: $0.00 - $1295.00 Document Review Fee: $0.00 - $400.00 Appraisal Fee: $0.00 - $850.00 Credit Report Fee: $0.00 - $135.00 Actual charges may vary according to the particular lender selected, the particular services provided, and the underlying transaction, borrower selections, etc. Some or all of these fees may be charged by third parties and/or the Member Mortgage Lender/Mortgage Broker. The Member Lenders and Mortgage Brokers have agreed to pay a fee ranging from 0.5% to 2.75% of the loan amount to Sonic Loans in connection with a range of loan origination services provided by Sonic Loans to the Member Lender/Mortgage Broker. The fees are paid either directly to Sonic Loans by the Member Lender/Mortgage Broker or billed directly to you at closing.

Provider and Settlement Service	Charge or Range of Charges
Appraisal Fee	$0-$800
Credit Report Fee	$63-$125