Sonic Realty

DJ Peterson

Local Economic Indicators and Real Estate: Understanding the Connection

Local Economic Indicators and Real Estate: Understanding the Connection

When it comes to understanding the health and direction of a real estate market, local economic indicators provide some of the most powerful insights available. These indicators—ranging from employment data and income levels to infrastructure development and consumer confidence—serve as a roadmap for investors, buyers, and real estate professionals. In essence, they tell the story […]

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Multi-Generational Home Design: Creating Spaces for Every Generation

Multi-Generational Home Design: Creating Spaces for Every Generation

In recent years, multi-generational living has become one of the fastest-growing trends in residential architecture and design. Whether driven by rising housing costs, cultural values, or the desire for family closeness, more households are now accommodating multiple generations under one roof. However, designing a home that comfortably accommodates grandparents, parents, and children requires more than

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Cost of Living Comparison: Canton vs. Livonia

Cost of Living Comparison: Canton vs. Livonia

When comparing suburbs in Metro Detroit, two communities often stand out: Canton Township and the City of Livonia. While they’re relatively close geographically, their cost of living dynamics differ in ways that can significantly affect your lifestyle and budget. In this article, we’ll walk through the major cost drivers—housing, utilities, transportation, food, taxes, etc.—and offer

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What to Look for in a Real Estate Agent in Canton

What to Look for in a Real Estate Agent in Canton

Choosing the right real estate agent can significantly impact your home-buying or selling experience. In Canton (whether you mean Canton, Ohio; Canton, Michigan, or any Canton), the basic principles remain the same. But local market nuances matter — you want someone who knows your neighborhoods, the local buyer demographics, and the quirks of regional pricing.

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Top Subdivisions in Canton, Michigan, for First-Time Home Buyers

Top Subdivisions in Canton, Michigan, for First-Time Home Buyers

If you’re stepping into the housing market for the first time, Canton Township, Michigan, is an appealing place to start. With its strong schools, family-friendly amenities, and proximity to both Detroit and Ann Arbor, Canton combines suburban comfort with convenient access to metropolitan resources. Below are some of the best subdivisions to consider if you’re

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The School District Guide for Livonia Homebuyers

The School District Guide for Livonia Homebuyers

When searching for a new home, families often rank school districts as one of the top priorities. In Livonia, Michigan, this decision carries even more weight. With its central location in Wayne County, excellent community atmosphere, and strong academic reputation, Livonia has long been a destination for homebuyers seeking both convenience and quality education. This

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Top Subdivisions in Canton for First-Time Buyers

Top Subdivisions in Canton for First-Time Buyers

Buying your first home is an exciting step, but it can also be overwhelming—especially when choosing the right neighborhood. For many first-time buyers in Michigan, Canton has become a top destination. Located conveniently between Ann Arbor and Detroit, Canton offers a balance of affordability, strong schools, and vibrant community life. With numerous subdivisions designed with

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Historic Homes for Sale in Garden City: A Timeless Investment

Historic Homes for Sale in Garden City: A Timeless Investment

Garden City, Michigan, is a city with a unique blend of small-town charm and suburban convenience. Nestled in Wayne County, it has become a hidden gem for homebuyers searching for properties with history, character, and timeless architecture. Among its greatest attractions are the historic homes for sale in Garden City. These properties are more than

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Affiliated Business Arrangement Disclosure Statement
This is to give you notice that Sonic Loans Inc., Sonic Title Agency LLC, and Sonic Realty LLC have a business relationship. The nature of the relationship between the Referring Party and the provider(s), including percentage of ownership interest, if applicable, is: Sonic Loans Inc., Sonic Title Agency LLC, and Sonic Realty LLC are all 100% owned by the same party. Because of this relationship, this referral may provide any of the above parties with financial or other benefit.
A. Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for settlement of your loan on, or purchase, sale, or refinance of, the subject property.
THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.
Provider and Settlement ServiceCharge or Range of Charges
Sonic Realty LLC1%-6% of purchase price
Sonic Title Agency, LLC Title Insurance Policy: $950 - $1706 on a $250,000 property. (Rates vary and are dependent on the state, selling price, and loan amount on the property.)
Title Search Fee: $250 - $325 (where applicable)
Closing Fee: $450 - $650
Sonic Loans Inc.

This company provides various real estate mortgage loan origination activities either as a third-party originator or a mortgage broker, including loan pre-qualification, competitive bid process (when providing third-party origination services), loan origination, loan pre-approval, loan structuring, processing, and closing.

Loan Origination Charge: 0-3 % of loan amount (may include 3rd party fees)
Loan Discount Fee/points: 0.5%-6% of loan amount.
Application/Processing Fee: $0.00 - $875.00
Flood and tax service: $0.00 - $95.00
Underwriting Fee: $0.00 - $1295.00
Document Review Fee: $0.00 - $400.00
Appraisal Fee: $0.00 - $850.00
Credit Report Fee: $0.00 - $135.00

Actual charges may vary according to the particular lender selected, the particular services provided, and the underlying transaction, borrower selections, etc. Some or all of these fees may be charged by third parties and/or the Member Mortgage Lender/Mortgage Broker. The Member Lenders and Mortgage Brokers have agreed to pay a fee ranging from 0.5% to 2.75% of the loan amount to Sonic Loans in connection with a range of loan origination services provided by Sonic Loans to the Member Lender/Mortgage Broker. The fees are paid either directly to Sonic Loans by the Member Lender/Mortgage Broker or billed directly to you at closing.
B. Set forth below is the estimated charge or range of charges for the settlement services of an attorney, credit reportingagency, or real estate appraiser that we, as your lender, will require you to use, as a condition of your loan on this property, to represent our interests in the transaction.
Sonic Loans Inc. provides mortgage lender/broker services. Sonic Realty LLC provides real estate brokerage services. Sonic Title Agency LLC provides title insurance and settlement services.

Provider and Settlement ServiceCharge or Range of Charges
Appraisal Fee$0-$800
Credit Report Fee$63-$125
 Actual charges may vary depending on the lender and loan program selected which can be found on your loan estimate.
ACKNOWLEDGMENT
I/we have read this disclosure form and understand that Sonic Loans Inc., Sonic Realty, LLC, or Sonic Title Agency LLC are referring me/us to purchase the above-described settlement service(s) and may receive a financial or other benefit as the result of this referral.