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Sonic Realty

DJ Peterson

Modern Office Design Ideas for Small Spaces: Boosting Style and Productivity

Modern Office Design Ideas for Small Spaces: Boosting Style and Productivity

Designing a functional and inspiring office in a small space may seem challenging. However, with the right approach, it can become one of your most productive zones. Modern office design is all about maximizing space efficiency without sacrificing style or comfort. Whether you’re working from a small home office, a shared workspace, or a compact […]

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Rules for Construction in Residential Areas: What You Must Know

Rules for Construction in Residential Areas: What You Must Know

Construction in residential areas is a process tightly regulated by local, state, and federal laws to ensure the safety, comfort, and well-being of communities. Whether you’re planning to build a new home, add an extension, or renovate an existing structure, it’s vital to understand the rules that govern construction activities in these neighborhoods. Following the

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Bathroom Renovation ROI Guide

Bathroom Renovation ROI Guide: Maximizing Value and Impact

When it comes to home renovations, few projects deliver a return on investment (ROI) like a bathroom remodel. A well-planned bathroom renovation not only enhances your home’s comfort and style but also adds considerable value when it’s time to sell. Whether you’re updating an outdated space, increasing functionality, or aiming for a spa-like retreat, understanding

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Maximizing Small Spaces: Design Tips for Stylish and Functional Living

Maximizing Small Spaces: Design Tips for Stylish and Functional Living

Living in a small space doesn’t mean sacrificing style or functionality. Considerable design can make even the tiniest areas feel spacious, inviting, and efficient, whether in a compact apartment, a studio, or just working with a limited room footprint. The key lies in innovative organization, strategic furniture choices, and creative decor solutions. This article explores

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Universal Design: Creating Accessible Spaces

Universal Design: Creating Accessible Spaces

In a world that is increasingly diverse and interconnected, the importance of designing spaces that are accessible to all people—regardless of age, ability, or background—has never been more critical. Universal design is a forward-thinking, inclusive approach to architecture, product design, and community planning that ensures environments are usable by everyone, to the greatest extent possible,

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Estate Planning and Real Estate Design and Architecture: A Strategic Approach to Building and Preserving Wealth

Estate Planning and Real Estate Design and Architecture: A Strategic Approach to Building and Preserving Wealth

When people think of estate planning, they often imagine legal documents, wills, trusts, and asset protection strategies. Similarly, the conversation usually centers on aesthetics, function, and construction when discussing real estate design and architecture. However, the intersection between estate planning, real estate design, and architecture is more significant than many realize. These disciplines can enhance

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Understanding Real Estate Disclosures: What Buyers and Sellers Need to Know

Understanding Real Estate Disclosures: What Buyers and Sellers Need to Know

Real estate disclosure is one of the most critical yet often overlooked elements of the transaction when buying or selling a home. These disclosures are legal documents or statements that reveal specific information about a property’s condition or history. Understanding disclosures, why they matter, and what to look for can protect buyers and sellers from

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Affiliated Business Arrangement Disclosure Statement
This is to give you notice that Sonic Loans Inc., Sonic Title Agency LLC, and Sonic Realty LLC have a business relationship. The nature of the relationship between the Referring Party and the provider(s), including percentage of ownership interest, if applicable, is: Sonic Loans Inc., Sonic Title Agency LLC, and Sonic Realty LLC are all 100% owned by the same party. Because of this relationship, this referral may provide any of the above parties with financial or other benefit.
A. Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for settlement of your loan on, or purchase, sale, or refinance of, the subject property.
THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.
Provider and Settlement ServiceCharge or Range of Charges
Sonic Realty LLC1%-6% of purchase price
Sonic Title Agency, LLC Title Insurance Policy: $950 - $1706 on a $250,000 property. (Rates vary and are dependent on the state, selling price, and loan amount on the property.)
Title Search Fee: $250 - $325 (where applicable)
Closing Fee: $450 - $650
Sonic Loans Inc.

This company provides various real estate mortgage loan origination activities either as a third-party originator or a mortgage broker, including loan pre-qualification, competitive bid process (when providing third-party origination services), loan origination, loan pre-approval, loan structuring, processing, and closing.

Loan Origination Charge: 0-3 % of loan amount (may include 3rd party fees)
Loan Discount Fee/points: 0.5%-6% of loan amount.
Application/Processing Fee: $0.00 - $875.00
Flood and tax service: $0.00 - $95.00
Underwriting Fee: $0.00 - $1295.00
Document Review Fee: $0.00 - $400.00
Appraisal Fee: $0.00 - $850.00
Credit Report Fee: $0.00 - $135.00

Actual charges may vary according to the particular lender selected, the particular services provided, and the underlying transaction, borrower selections, etc. Some or all of these fees may be charged by third parties and/or the Member Mortgage Lender/Mortgage Broker. The Member Lenders and Mortgage Brokers have agreed to pay a fee ranging from 0.5% to 2.75% of the loan amount to Sonic Loans in connection with a range of loan origination services provided by Sonic Loans to the Member Lender/Mortgage Broker. The fees are paid either directly to Sonic Loans by the Member Lender/Mortgage Broker or billed directly to you at closing.
B. Set forth below is the estimated charge or range of charges for the settlement services of an attorney, credit reportingagency, or real estate appraiser that we, as your lender, will require you to use, as a condition of your loan on this property, to represent our interests in the transaction.
Sonic Loans Inc. provides mortgage lender/broker services. Sonic Realty LLC provides real estate brokerage services. Sonic Title Agency LLC provides title insurance and settlement services.

Provider and Settlement ServiceCharge or Range of Charges
Appraisal Fee$0-$800
Credit Report Fee$63-$125
 Actual charges may vary depending on the lender and loan program selected which can be found on your loan estimate.
ACKNOWLEDGMENT
I/we have read this disclosure form and understand that Sonic Loans Inc., Sonic Realty, LLC, or Sonic Title Agency LLC are referring me/us to purchase the above-described settlement service(s) and may receive a financial or other benefit as the result of this referral.