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Sonic Realty

Demystifying Probate Sales: A Guide to Navigating Estate Property Transactions

Probate sales, or estate sales, occur when a property is sold after the owner has passed away during the probate process. Navigating probate sales can be complex, but understanding the process and potential challenges can help streamline the transaction for all parties involved.
The probate process begins when a person dies, and their estate enters probate court for administration. If the deceased owned real estate, the property may need to be sold to settle debts, distribute assets to heirs, or fulfill the terms of a will. Sometimes, the deceased may have designated a specific executor or personal representative to manage the property sale.


One of the key hurdles in probate sales is the court’s involvement. The court oversees the entire process, ensuring that the deceased’s assets are distributed in accordance with state laws, and any existing will or estate plan. This oversight can result in delays and additional paperwork, which are not typically encountered in traditional real estate transactions. Furthermore, the court may mandate an appraisal or other assessments to ascertain the fair market value of the property before it can be sold.


Another consideration in probate sales is potential disputes among heirs or beneficiaries over the distribution of assets, including the sale of real estate. These disputes can prolong the probate process and complicate the sale of the property. Executors and personal representatives must navigate these challenges while fulfilling their fiduciary duty to act in the estate’s and its beneficiaries’ best interests.
Despite the intricacies, probate sales present a unique opportunity for buyers and investors to acquire properties at potentially discounted prices. However, it’s crucial for buyers to conduct comprehensive due diligence and collaborate with seasoned professionals who are well-versed in probate sales.

This approach will enable them to navigate the process effectively and make informed decisions.
In conclusion, probate sales present unique challenges and opportunities for all parties involved. By understanding the probate process, potential challenges, and opportunities, buyers, sellers, and estate representatives can confidently navigate probate sales and achieve successful outcomes.

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DJ Peterson

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Affiliated Business Arrangement Disclosure Statement
This is to give you notice that Sonic Loans Inc., Sonic Title Agency LLC, and Sonic Realty LLC have a business relationship. The nature of the relationship between the Referring Party and the provider(s), including percentage of ownership interest, if applicable, is: Sonic Loans Inc., Sonic Title Agency LLC, and Sonic Realty LLC are all 100% owned by the same party. Because of this relationship, this referral may provide any of the above parties with financial or other benefit.
A. Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for settlement of your loan on, or purchase, sale, or refinance of, the subject property.
THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.
Provider and Settlement Service Charge or Range of Charges
Sonic Realty LLC 1%-6% of purchase price
Sonic Title Agency, LLC Title Insurance Policy: $950 - $1706 on a $250,000 property. (Rates vary and are dependent on the state, selling price, and loan amount on the property.)
Title Search Fee: $250 - $325 (where applicable)
Closing Fee: $450 - $650
Sonic Loans Inc.

This company provides various real estate mortgage loan origination activities either as a third-party originator or a mortgage broker, including loan pre-qualification, competitive bid process (when providing third-party origination services), loan origination, loan pre-approval, loan structuring, processing, and closing.

Loan Origination Charge: 0-3 % of loan amount (may include 3rd party fees)
Loan Discount Fee/points: 0.5%-6% of loan amount.
Application/Processing Fee: $0.00 - $875.00
Flood and tax service: $0.00 - $95.00
Underwriting Fee: $0.00 - $1295.00
Document Review Fee: $0.00 - $400.00
Appraisal Fee: $0.00 - $850.00
Credit Report Fee: $0.00 - $135.00

Actual charges may vary according to the particular lender selected, the particular services provided, and the underlying transaction, borrower selections, etc. Some or all of these fees may be charged by third parties and/or the Member Mortgage Lender/Mortgage Broker. The Member Lenders and Mortgage Brokers have agreed to pay a fee ranging from 0.5% to 2.75% of the loan amount to Sonic Loans in connection with a range of loan origination services provided by Sonic Loans to the Member Lender/Mortgage Broker. The fees are paid either directly to Sonic Loans by the Member Lender/Mortgage Broker or billed directly to you at closing.
B. Set forth below is the estimated charge or range of charges for the settlement services of an attorney, credit reportingagency, or real estate appraiser that we, as your lender, will require you to use, as a condition of your loan on this property, to represent our interests in the transaction.
Sonic Loans Inc. provides mortgage lender/broker services. Sonic Realty LLC provides real estate brokerage services. Sonic Title Agency LLC provides title insurance and settlement services.

Provider and Settlement Service Charge or Range of Charges
Appraisal Fee $0-$800
Credit Report Fee $63-$125
 Actual charges may vary depending on the lender and loan program selected which can be found on your loan estimate.
ACKNOWLEDGMENT
I/we have read this disclosure form and understand that Sonic Loans Inc., Sonic Realty, LLC, or Sonic Title Agency LLC are referring me/us to purchase the above-described settlement service(s) and may receive a financial or other benefit as the result of this referral.