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Sonic Realty

Understanding Real Estate Commission: How Agents Are Compensated

Understanding Real Estate Commission

A real estate commission is a fee paid to agents to facilitate a property transaction. It is typically calculated as a percentage of the final sale price of the property and divided between the listing agent (representing the seller) and the buyer’s agent (representing the buyer). Commission rates vary depending on the local market and the specific terms of the listing agreement.

The commission structure is designed to incentivize real estate agents to work diligently on their clients’ behalf and compensate them for their time, expertise, and resources invested in the transaction. Real estate agents provide their clients with a wide range of services, including marketing the property, conducting showings, negotiating offers, coordinating inspections and appraisals, and guiding clients through closing.

The exact percentage of the commission can vary depending on factors such as the local market conditions, the type of property being sold, and the level of service provided by the real estate agents. It’s worth noting that in some cases, agents may be open to negotiating their commission rates with their clients. This could involve offering discounts or incentives to secure the listing or attract buyers, providing clients with more flexibility and potential cost savings.

Typically, the seller is responsible for paying the real estate commission deducted from the sale proceeds at closing. The commission is split between the listing agent and the buyer’s agent, with each agent receiving a percentage of the total commission based on their respective roles in the transaction.

It’s crucial for sellers to grasp the commission structure and the associated fees when selling their property. These costs can have a substantial impact on their final earnings. Therefore, it’s advisable for sellers to thoroughly review their listing agreement and discuss commission rates and fees with their real estate agent before signing the contract.

For buyers, the real estate commission is typically built into the property’s purchase price and is paid by the seller. However, buyers should be aware of the commission structure and how it may affect their negotiations and overall costs when purchasing a home.

In conclusion, real estate commission is a standard fee paid to real estate agents for facilitating property transactions. Understanding how commission works and the services provided by real estate agents can help buyers and sellers navigate the real estate process more effectively and make informed decisions about their transactions.

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DJ Peterson

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Affiliated Business Arrangement Disclosure Statement
This is to give you notice that Sonic Loans Inc., Sonic Title Agency LLC, and Sonic Realty LLC have a business relationship. The nature of the relationship between the Referring Party and the provider(s), including percentage of ownership interest, if applicable, is: Sonic Loans Inc., Sonic Title Agency LLC, and Sonic Realty LLC are all 100% owned by the same party. Because of this relationship, this referral may provide any of the above parties with financial or other benefit.
A. Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for settlement of your loan on, or purchase, sale, or refinance of, the subject property.
THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.
Provider and Settlement Service Charge or Range of Charges
Sonic Realty LLC 1%-6% of purchase price
Sonic Title Agency, LLC Title Insurance Policy: $950 - $1706 on a $250,000 property. (Rates vary and are dependent on the state, selling price, and loan amount on the property.)
Title Search Fee: $250 - $325 (where applicable)
Closing Fee: $450 - $650
Sonic Loans Inc.

This company provides various real estate mortgage loan origination activities either as a third-party originator or a mortgage broker, including loan pre-qualification, competitive bid process (when providing third-party origination services), loan origination, loan pre-approval, loan structuring, processing, and closing.

Loan Origination Charge: 0-3 % of loan amount (may include 3rd party fees)
Loan Discount Fee/points: 0.5%-6% of loan amount.
Application/Processing Fee: $0.00 - $875.00
Flood and tax service: $0.00 - $95.00
Underwriting Fee: $0.00 - $1295.00
Document Review Fee: $0.00 - $400.00
Appraisal Fee: $0.00 - $850.00
Credit Report Fee: $0.00 - $135.00

Actual charges may vary according to the particular lender selected, the particular services provided, and the underlying transaction, borrower selections, etc. Some or all of these fees may be charged by third parties and/or the Member Mortgage Lender/Mortgage Broker. The Member Lenders and Mortgage Brokers have agreed to pay a fee ranging from 0.5% to 2.75% of the loan amount to Sonic Loans in connection with a range of loan origination services provided by Sonic Loans to the Member Lender/Mortgage Broker. The fees are paid either directly to Sonic Loans by the Member Lender/Mortgage Broker or billed directly to you at closing.
B. Set forth below is the estimated charge or range of charges for the settlement services of an attorney, credit reportingagency, or real estate appraiser that we, as your lender, will require you to use, as a condition of your loan on this property, to represent our interests in the transaction.
Sonic Loans Inc. provides mortgage lender/broker services. Sonic Realty LLC provides real estate brokerage services. Sonic Title Agency LLC provides title insurance and settlement services.

Provider and Settlement Service Charge or Range of Charges
Appraisal Fee $0-$800
Credit Report Fee $63-$125
 Actual charges may vary depending on the lender and loan program selected which can be found on your loan estimate.
ACKNOWLEDGMENT
I/we have read this disclosure form and understand that Sonic Loans Inc., Sonic Realty, LLC, or Sonic Title Agency LLC are referring me/us to purchase the above-described settlement service(s) and may receive a financial or other benefit as the result of this referral.